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COMPARISON

Onyx vs Radiusbob

Radiusbob is a lightweight insurance CRM with drip campaigns at $34–$78/month. Onyx is an AI command center that responds in seconds and books appointments while you sleep.

300+ agents · $10M+ in premiums · 441+ workflows · 48-hour setup

Radiusbob is a cheap basic CRM with drips and a pipeline. Onyx is an AI command center that books appointments at 2 AM. If you've got unlimited time to manually follow up, Radiusbob is fine. If you want AI doing it for you, this is the upgrade.
Quick read
Radiusbob
Onyx
Best for
Solo life/health agents who want a cheap, simple CRM and have time to work leads manually
Solo + growing agents who want AI handling the front of the funnel
Pricing
$34/mo (CRM only) · $78/mo (with VoIP dialer)
$99 Core · $149 Prime
AI features
None native
Speed-to-lead, AI booking, database reactivation, voice AI (Elite)
Pre-built workflows
Basic drip templates
441+ AI workflows across 7 verticals
Setup
Self-serve
48-hour done-for-you

A note on Radiusbob

Radiusbob (now part of AgencyBloc) is an established life-and-health CRM with built-in VoIP dialer, used by 8,000+ insurance agents. CRM-only plans start at $34/month for one user; CRM + built-in dialer is $78/month with 3,000 outbound minutes included. They integrate with 30+ lead vendors and life quote engines like Compulife and Ninja Quoter. Their strength is being intentionally lightweight — drip campaigns, basic pipeline, lead management — at the lowest price point in the insurance-specific CRM segment.

Radiusbob is the right choice if you're a solo life/health agent who wants the cheapest insurance-specific CRM available, has time to manually work every lead, and doesn't need AI automation yet. Their built-in dialer at $78/mo is genuinely good value for high-volume manual outbound calling.

HONEST POSITIONING

Where Radiusbob wins

What they're genuinely good at and who they're a better fit for.

  • Lower headline price. $34/mo CRM-only is the cheapest insurance-specific CRM in the segment. Hard to beat on raw price.
  • Simplicity. Radiusbob is intentionally lightweight — drip campaigns, basic pipeline, lead management. No bloat. For some agents, "less" is the feature.
  • Established niche position with life/health agents who want a CRM only, no automation overload. 8,000+ agents on the platform.
  • Built-in VoIP dialer with 3,000 outbound minutes at the $78/mo tier. Strong for high-volume manual outbound calling at low cost.
  • 30+ lead vendor integrations and life quote engine plugins (Compulife, Ninja Quoter).

If you genuinely don't believe AI is leverage yet — and you have the personal time to call every lead manually — Radiusbob is cheaper and simpler.

FEATURE COMPARISON

Side-by-Side Breakdown

A transparent look at what each platform offers so you can make the best decision for your business.

Feature
Onyx
Radiusbob
AI lead response (speed-to-lead)
Auto-response in seconds
Not available
AI appointment booking
Prime tier and above
Not available
Database reactivation
AI-driven (Prime+)
Manual drip campaigns
Pre-built workflows
441+ AI workflows across 7 verticals
Basic drip templates
Insurance-vertical Stacks
Mortgage Protection, Final Expense, Life, Medicare, Health, IUL, Annuity
Generic life/health CRM
Built-in VoIP dialer
Power dialer included on Onyx tiers
$78/mo plan includes 3,000 outbound minutes
Unified inbox (SMS/email/social/voice)
One inbox
Email/SMS-focused
Onboarding
1-on-1 setup call, 48 hours
Self-serve
Modern UX
Dark-first Command Center
Legacy interface
14-day money-back guarantee
Not publicly listed
Founder access
Direct — Lachie answers
Standard support (AgencyBloc-owned)

WHY ONYX

What Makes Onyx Different

Purpose-built for insurance agents who want to spend less time on admin and more time closing.

AI command center, not just a CRM

Radiusbob is intentionally lightweight: contact pipeline, drip campaigns, lead capture. Onyx ships speed-to-lead AI that auto-responds in seconds, AI appointment booking on Prime+, database reactivation AI, and voice AI receptionist on Elite. The two products solve different problems. If you have unlimited personal time to manually call every lead, Radiusbob is enough. If you want AI doing it for you at 2 AM, you need a command center.

441+ AI workflows out of the box

Mortgage Protection (closing-date triggers), Final Expense (60+ day sensitive cadences), Life, Medicare (AEP/OEP surge mode), Health/ACA, IUL, Annuity. Each Stack is pre-built with nurture sequences, objection handling, and AI conversations tuned per vertical. Radiusbob ships drip templates you assemble yourself.

Unified inbox across all channels

SMS, email, Facebook Messenger, Instagram DMs, Google Business Messages, voicemail — one inbox. Radiusbob is more email-and-SMS focused. For agents getting leads from Facebook ads, organic social, and referrals, having everything land in one place matters.

Done-for-you 48-hour onboarding

Every Onyx plan includes a 1-on-1 setup call and most agents are live in 48 hours. Radiusbob is self-serve — cheaper headline price, but you're configuring it yourself. If you'd rather close than configure, the included onboarding pays for itself.

The ROI math

Radiusbob CRM-only is $34/mo for 1 user; with the built-in dialer it's $78/mo. Onyx Prime is $149/mo. If Prime's speed-to-lead AI books you 1 extra appointment a week that closes a $1,500 commission, you've paid for it ten times over. That math works for any agent whose time has a value. Radiusbob makes sense only if you genuinely don't believe AI is leverage yet.

The switching story

"I joined Onyx because I was with a different CRM that totally messed up a workflow. They were going the backend and making changes that I wasn't aware of. When I called and brought it to their attention, they blamed me."

"I trust Onyx. I know that if I'm going to select something or do something, it's going to relay the message that I need."

— Sheila L., Onyx agent

Common switching pattern

Agent on Radiusbob hits a ceiling — they're producing well but can't scale because they're still personally responding to every lead. The cheap CRM saved them money for a year, but now their time is the constraint, not their software bill. They want AI that books appointments while they sleep. Onyx Prime is the answer.

PRICING

Side-by-side pricing

Transparent on our side. Where the competitor doesn't publish a number, we say so.

Radiusbob
Onyx Core
Onyx Prime
Entry pricing
$34/mo (CRM only, 1 user)
$99/mo
$149/mo
With dialer
$78/mo (3,000 min included)
Power dialer included
Power dialer included
AI booking included
No
No
Yes
Database reactivation
Manual drips
No
AI-driven
Pre-built workflows
Basic drip templates
441+ across 7 verticals
441+ across 7 verticals
Done-for-you onboarding
No (self-serve)
Yes
Yes
Money-back guarantee
Not publicly listed
14 days
14 days

FAQ

Switching from Radiusbob?

Common questions from agents considering the switch.

Ready to See the Difference?

Book a personalized demo and we will show you how Onyx can work for your insurance business. No pressure, no commitments.

14-day money-back guarantee. No long-term contracts.