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COMPARISON

Onyx vs InsuredMine

InsuredMine is a CRM with marketing automation and a client-facing mobile app. Onyx is the AI command center for the front of the funnel — where deals are actually lost.

300+ agents · $10M+ in premiums · 441+ workflows · 48-hour setup

InsuredMine's strength is the client-portal side (mobile app, document access). Onyx's strength is the front-of-funnel side (AI speed-to-lead, AI booking). If retention via a branded client app is your strategy, InsuredMine is a real fit. If lead conversion is where you're losing deals, that's us.
Quick read
InsuredMine
Onyx
Best for
Established agencies needing client portal + marketing automation
Solo + small-team agents needing AI lead conversion
Pricing
From $109/user/mo (per-seat tiers)
$99 Core / $149 Prime — flat
AI features
Marketing automation templates
Speed-to-lead AI, AI booking, database reactivation
Client-facing mobile app
Yes (Insurance Wallet)
Not offered
Setup
Per-seat enterprise sales
48-hour done-for-you

A note on InsuredMine

InsuredMine is an insurance agency CRM with marketing automation, customer engagement tools, and dedicated client + agent mobile apps. Their User License plan starts at $109/user/month with multiple tiers (full pricing breakdown requires a sales call). They include CRM, task manager, pipeline management, Google Reviews integration, and the Insurance Wallet mobile app for clients. They offer a 14-day free trial. Their strength is agency-management depth and the client-facing mobile app for end-clients to look up policies and access documents.

InsuredMine is the right choice if your retention strategy hinges on a branded client portal, you operate a P&C-leaning agency that benefits from X-date renewal workflows, or you need agency-management analytics depth. Their Insurance Wallet mobile app is a real feature — if clients having a portal matters to your business, that's a legitimate fit.

HONEST POSITIONING

Where InsuredMine wins

What they're genuinely good at and who they're a better fit for.

  • Client-facing mobile app. Branded "Insurance Wallet" mobile app for end-clients (policy lookup, document access, claims initiation) — Onyx does not offer this today.
  • P&C-focused features (X-dates, renewal workflows) that complement P&C agency motions.
  • Analytics and reporting depth at the agency-management layer.
  • 14-day free trial on InsuredMine (vs Onyx's money-back guarantee — different risk-reversal models).

If your retention strategy hinges on a branded client portal, InsuredMine is a real differentiator and a legitimate fit. If your loss is at the front of the funnel, keep reading.

FEATURE COMPARISON

Side-by-Side Breakdown

A transparent look at what each platform offers so you can make the best decision for your business.

Feature
Onyx
InsuredMine
AI lead response (speed-to-lead)
Auto-response in seconds
No native AI conversation
AI appointment booking
Prime tier and above
Not available
Database reactivation
AI-driven (Prime+)
Marketing automation campaigns
Client-facing mobile app
Not offered (not a target use case)
Yes (Insurance Wallet)
Pre-built insurance workflows
441+ AI workflows across 7 verticals
Marketing automation templates
Unified inbox (SMS/email/social/voice)
One inbox
Tools per channel
Insurance verticals covered
7 Stacks (MP, FE, Life, Medicare, Health, IUL, Annuity)
P&C + Life-leaning CRM
Pricing model
Flat — $99 / $149 / $499
Per-seat (from $109/user/mo)
Onboarding
1-on-1 setup call, 48 hours
Sales-led implementation
Money-back guarantee
14 days
Not publicly listed
Founder access
Direct — Lachie answers
Standard enterprise support

WHY ONYX

What Makes Onyx Different

Purpose-built for insurance agents who want to spend less time on admin and more time closing.

AI-native automation, not marketing-automation templates

InsuredMine has marketing automation campaigns and email/SMS templates. Onyx has AI that conducts actual conversations, qualifies leads via text, and books appointments on the agent's calendar. These are different categories. Marketing automation sends a sequence; AI handles a conversation. The latter is what books appointments at 2 AM.

441+ AI workflows + 7 insurance verticals

Mortgage Protection (closing-date triggers), Final Expense (60+ day sensitive cadences), Life, Medicare (AEP/OEP surge mode), Health/ACA, IUL, Annuity. Each Stack is insurance-specific from the ground up. InsuredMine's strength is broader agency-management tooling; Onyx's strength is depth per insurance vertical.

Speed-to-lead engine InsuredMine doesn't compete in

Onyx auto-responds to new leads in seconds with AI conversation, qualifies them via text, and books appointments — even at 2 AM. InsuredMine doesn't position this as a feature category. For agents whose primary loss is at the front of the funnel (slow lead response, missed follow-ups), this is the highest-leverage capability difference.

Flat pricing, not per-seat

Onyx is $99 Core / $149 Prime / $499 Elite — flat, no per-seat charges. InsuredMine's User License plan starts at $109/user/month. For a solo agent, the price difference is real. For a multi-seat agency, the per-seat model can add up fast.

Done-for-you 48-hour onboarding

Every Onyx plan includes a 1-on-1 setup call and most agents are live in 48 hours. InsuredMine is sales-led implementation. If you need to be working leads this week, the onboarding gap is significant.

The switching story

"I joined Onyx because I was with a different CRM that totally messed up a workflow. They were going the backend and making changes that I wasn't aware of. When I called and brought it to their attention, they blamed me."

"I trust Onyx. I know that if I'm going to select something or do something, it's going to relay the message that I need."

— Sheila L., Onyx agent

Common switching pattern

Small agency on InsuredMine paying per-seat for features they don't use (client portal, advanced analytics) while still manually working leads. They realize the per-seat cost is adding up faster than the client-portal feature is paying back, switch to Onyx Prime for AI lead conversion at a fraction of the per-seat cost. Some agencies end up running both — Onyx for the front of the funnel, InsuredMine for the client portal.

PRICING

Side-by-side pricing

Transparent on our side. Where the competitor doesn't publish a number, we say so.

InsuredMine
Onyx Core
Onyx Prime
Entry pricing
From $109/user/mo
$99/mo flat
$149/mo flat
Pricing model
Per-seat
Flat (no seat limit at this tier)
Flat (no seat limit at this tier)
AI booking included
No
No
Yes
Client mobile app
Yes (Insurance Wallet)
No
No
Onboarding
Sales-led implementation
48-hour done-for-you
48-hour done-for-you
Risk reversal
14-day free trial
14-day money-back
14-day money-back

FAQ

Switching from InsuredMine?

Common questions from agents considering the switch.

Ready to See the Difference?

Book a personalized demo and we will show you how Onyx can work for your insurance business. No pressure, no commitments.

14-day money-back guarantee. No long-term contracts.